For years it seems, the phrase 'long-term care' was synonymous with 'nursing home.' For some seniors, just discussing long-term care insurance was like having a black cloud hanging overhead. It meant they were getting older, and the time to 'put them away' was fast approaching. Well, good news for seniors: long-term care has taken a new turn and may no longer mean nursing home food is in their future.
Over the last several years a new trend has taken over what was once considered the not-so-golden years of senior living. With the rising cost of full service care facilities, and the far too common issue of nursing home abuse, it is no surprise that families have looked into new, more affordable, safer ways of caring for loved ones. Many families have traded up, choosing the comfort of their own homes over the institutional feel of nursing homes. With the average monthly cost of a care facility surpassing the $7,000 mark, proper in home care could be cost effective.
There are obviously several factors to consider when deciding if in-home care is right for you or your loved one. Some health conditions and restrictions, as well as the location and floor plan of your home, might mean a nursing facility is a better fit. However, many seniors that don't suffer major health issues may want the extra help they need to take place from the comfort of their own homes.
Long-term care doesn't have to be a taboo subject any more. With new options like in home care, seniors can take comfort in knowing they have a choice. For the best long-term care plan for you and your family, speak to an attorney experienced in elder law. Together you can come up with a plan that keeps you happy, safe and taken care of.