There are pros and cons to being a homeowner. As a renter, you are not building equity with your payments but you are also not usually responsible for the cost of repairs and are not held liable if someone is hurt at your home. Premises liability is likely something you are at least vaguely familiar with. Can you collect from your neighbor when water causes damage to your home? Is the argument viable in court, ever? If so, in what cases?
There are circumstances in which your neighbor may be responsible to some degree for the damage to your house caused by water. Do you think you can prove that the damage was caused due to negligence or carelessness on their part? If that is done, you may be able to collect compensation. Sometimes, in an effort to protect their own home, neighbors divert the runoff from a storm and if they have not carefully diverted the water to a storm drain or similar, this reckless disregard for others around them could put them at fault.
Sometimes negligence can be proven, and damages may be awarded for things that are accidental, such as broken pipes after a winter freeze, or leaky sprinkler heads that cause water to run off and damage areas of your property or foundation.
If you have experienced water damage in your home and it may have been caused by a neighbor, either intentionally or unintentionally, you may have an argument for relief. You may be able to obtain a court order to stop the neighbor from the detrimental activity, or you may be able to seek compensation for repairs and punitive damages. Speaking with a Florida real estate attorney is a likely first step to resolving your water-damage woes.