Can you get time to read all closing documents?

When you close on a property, you need to sign a lot of different documents. Often, officials will simply give you a quick rundown of what the page says and what it means before you sign. This speeds the process along for everyone involved.

But what if you want to read all of those documents, start to finish, before you sign? You know this is a big decision and you don’t want to do anything hasty. Can you get extra time to read them beforehand, or do you need to just ask everyone to wait while you read them in the office?

You can get copies in advance, allowing you to go over everything on your own time.

“If they (the buyers) want to read all the closing documents, which they’re allowed to do before they sign, they can contact the escrow agent in advance and ask for a copy,” one expert noted. “This way they can review them before they go to the escrow agency to sign the documents.”

Not only does this speed up the actual process of signing everything, but it also gives you peace of mind. You don’t necessarily want to speed read everything in the office, especially if buying with a spouse. You want to take your time, go over it carefully, and discuss any questions or concerns you have together. Doing it in advance allows you to feel confident when you set foot in the office.

Never take a process like this lightly. Make sure you understand all of the necessary legal steps and exactly what documents you’re signing.

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