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What options do you have if your home inspector misses something?

Many prospective homeowners who solicit the services of a home inspector do so with the expectation that they'll uncover any problems with the home's structure or systems, concerns that can be quite costly to address if they're discovered long after a sale has been completed. They're only human though. They sometimes miss things. There are many different legal avenues available to you if your inspector fails to notice something resulting in you following through with a purchase that you may otherwise not have.

Most professionals who are hired to inspect a property from the roof down to the crawl space or foundation. They check out the home's major systems such as the electrical, heating air and plumbing ones. The inspector's objective is to see if these different items are in good working order or if they're needing to be replaced. There are generally no set standards for what an inspector is supposed to look at. That must be mutually agreed upon by the person requesting their services.

An inspector is expected to review any of the home's components that they've agreed to look at. If they fail to do so or they inaccurately assess or document their condition, then the inspector may expose oneself to legal liability. This may result in the inspector having to pay for any repairs that they neglected to disclose in their inspection report.

Many inspectors carry business liability insurance to cover themselves in the event they miss something and they get sued. Their policies often carry up to $1 million in benefits.

Some inspectors also include clauses in their contracts to limit their liability if they miss something. In most cases, their contracts are written to say that the fee that a homeowner pays for a home inspection can be refunded if some flaw is found to exist later on after a buyer has completed their purchase of the house.

If your new Melbourne home has a flaw that your inspector failed to discover, then you'll want to gather together any documentation regarding the flaw as well as your inspection contract. A real estate litigation attorney can review that information to see whether you may be eligible to file a lawsuit against your inspector. Your Florida lawyer will advise you of what other legal remedies that you may be able to pursue if filing a suit isn't an option in your case as well.

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